Found my gym was double-charging me plus three forgotten subscriptions. Feels like having a personal accountant.
Jennifer Park
Marketing Manager
Your personal AI assistant that handles money for you
Track your income, accounts, investments, and bills. You approve, it does the legwork.
Get Started-
13,000+ institutions
100+ payroll providers -
Read-only access
Can't move your money -
Never sold
Your data stays yours -
AES-256
Encryption -
Works in
ChatGPT and Claude
See how it works
A week with Money by Checkr
One notification a day, at most. When it comes, it's specific, and the next step is yours.
- Mon 8:10 AM. Duplicate charge found. Push notification: FitLab may have charged you twice. Two identical $49.00 charges from FitLab, one day apart. It shows both side by side so the call takes two minutes. $49.00 you may be able to get back.
- Tue 9:00 AM. Running low before payday. Push notification: Your balance may run low before payday. $420 in checking, payday in 3 days. At your usual pace, that's short. $70 a day keeps you in the black until payday.
- Fri 8:00 AM. Paycheck landed. Push notification: Your Northwind paycheck just landed. $2,167.89 from Northwind. Checking is back to $2,378. Tuesday's warning is cleared. You made it to payday.
- Sun. Quiet day. Nothing worth interrupting your Sunday for. Money by Checkr only reaches out when there's a decision to make.
The full money picture, without the busywork
Charts that explain themselves. Numbers that stay simple. Decisions that feel easier.
Control spending
Know where every dollar went
Every transaction is sorted as it clears, so you see which categories ran hot and which store is behind them. Ask about any detail in plain English.
Cash flow
See next month before it arrives
Money by Checkr forecasts what's coming in and going out, so a short month or a bill before payday doesn't catch you off guard. It also shows how much is safe to move to savings.
Subscription management
Control over your subscriptions
Money by Checkr finds every recurring charge, flags new ones and price increases, and reminds you before the next one renews.
An expert for your goals,
stage of life, and decisions ahead
Thomas Personal CFO
Your default guide for the big picture. Spots what matters and helps you decide what to do next.
Real feedback. See what people say
Four overlapping cloud plans and an old meal kit I forgot to cancel, all surfaced in one place. Gone in a weekend.
Priya Sharma
Product Designer
The cashflow forecast showed exactly how much I could redirect each month. Built six months of runway in under a year.
Daniel Lee
Consultant
Use it wherever you are. Literally
Money by Checkr apps
Alerts, the daily feed, reports and chat
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iOS
iOS / iPadOS 18 or above
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Android
Android 10+
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Desktop
macOS and Windows
Questions
& Answers
Money by Checkr is a personal finance app that connects all your financial accounts in one place and uses AI to give you clear, honest answers about your money. It tells you where your money goes, what's coming up, and what your financial future looks like, without the fluff.
Every insight is grounded in your real transactions, balances, and paychecks, pulled directly from your connected accounts. No guessing, no averages from other people. If a number is on your screen, Money by Checkr can show you exactly where it came from.
Yes. Whether you're deciding if you can afford a new apartment, evaluating a job offer, planning for a baby, or weighing debt payoff against investing, Money by Checkr looks at your full financial picture and gives you a personal, actionable answer.
Your conversations and financial data are encrypted with AES-256. We never sell your data, never use it to train third-party models, and you can delete your account and everything associated with it at any time.
Connect your bank, payroll, and credit accounts once. Money by Checkr reads every transaction, sorts it, and builds a full picture of your money. Then you pick an AI guide and ask anything. Answers come from your real numbers, not generic advice.
Yes. Money by Checkr uses read-only connections, so nothing can move in or out of your accounts. Credentials are handled by SOC 2 Type II certified data partners and never stored on our servers. All data is encrypted in transit and at rest with AES-256.
Money by Checkr supports 13,000+ US banks, credit unions, credit cards, and investment brokerages, plus 100+ payroll providers. If you have an account, chances are we can connect it.
Yes. Free includes up to 5 bank and payroll accounts combined, your credit score, AI chat, smart alerts, weekly and monthly reviews, and refresh anytime. Pro adds unlimited accounts, CSV export, API / CLI / MCP access, and priority support. See the pricing page for current plans.
Yes. Money by Checkr runs on iOS and the web, and in ChatGPT and Claude, so you can ask about your money wherever you already are.
Money by Checkr is currently US-only. International support is on the roadmap.
